RCC Ventures is dedicated to serving visionary business leaders with less dilutive forms of capital that are particularly attractive to existing venture capital and private equity sponsors or shareholders. We work with the full range of life spans, from pre-revenue companies that have just received their Series A round of financing to mature companies that have attained multiple rounds of equity capital.

We dig deep to gain a full understanding of the dynamics of your company and its goals and then customize a structure to meet your current and future capital needs. Our loans – include all debt instruments, revolvers, venture debt, term loans, mezzanine loans, acquisition loans, growth loans, and structured loans — range in size from $1 million to $300 million, and typically last from 12 to 72 months.

Our cash flow term loans are established with repayment structured around the predictable, historically sustainable cash flow of the business, usually according to a fixed monthly amortization schedule, or in the case of a cash burn a loan is structured based on the enterprise value. Some contain an interest-only period up to 60 months, others may require principal repayment evenly over a defined period, and still others offer a deferred repayment with a larger percentage of the debt rapid towards the end of the loan.

Our lenders generally require no financial covenants or restrictive ratios, which means you gain full access to the capital, and our lenders are willing to subordinate (2nd lien loans) to a bank operating line.