What industry sectors do you work with?

We have successfully obtained specialty financing for a wide range of industries with high-growth potential, such as technology and life sciences. Our customers include, but not limited to:

Do you work seed-stage companies or “start-ups”?

We work with companies at all stages of their lifespan. We do work with early stage venture capital firms and invest alongside and in partnership with angel investors.

Who composes your network of lenders and financial providers?

Our multi-national network of institutional lenders and finance providers primarily includes commercial banks, specialty finance companies, investment banks, hedge funds, insurance companies, and mezzanine lenders, as well as leasing and factoring companies. This range of loan and finance partners allows us to find and customize the most appropriate solution to the need.

Do your loans require restrictive covenants and ratios?

No. There are no restrictive covenants or ratios required.

What is your minimum loan amount?

While we do not have a minimum loan amount per se, most of our transactional engagements vary from $250 thousand to $100 million, to companies located across the United States, Canada, Europe and Asia. We also expect to invest and reserve capital for follow-on rounds if appropriate.

What if we currently incur existing bank debt?

We are a provider of subordinated facilities that sit behind existing bank debt. We can also provide master lease lines that sit next to bank debt without any overlapping liens.

How much documentation is typically required?

Our process is fairly streamlined and the amount of documentation required will depend upon the program you wish to pursue and the complexity of the request and/or project being considered.

Once we gain an understanding of your finance objective and financial situation, we will provide you with an overview of the programs applicable to your situation and then request that you provide us with an initial list of due diligence items needed to process your request. In all cases, we will submit a financial information request list that will vary based on the financial solutions your company requires. (We may need to obtain financial statements or tax forms and other supporting documentation; in other situations, we may only need an application completed.)

Do we need to provide a business plan?

In most situations, our lenders typically do not require formal business plans as part of their underwriting process, since we normally provide them with a form of abbreviated plan or executive deal summary. In other situations, however, the client may be required to put together and submit a formal business plan in order to attain the financing targeted (e.g., certain mezzanine finance lenders).

What happens when my financing needs change?

RCC Ventures is capable of providing you with financing options throughout your company’s lifespan.

Will you provide references?

We will be glad to provide references before the proposal is signed, at your request.